Amplify’s XRPM fund targets 36% income as XRP ETF inflows hit $110 million

Highlight on Amplify’s XRPM ETF

XRP researcher BankXRP pointed to a document from Amplify ETF Trust listing the Amplify XRP 3% Monthly Option Income ETF, trading under the ticker XRPM, as part of its array of offerings. Amplify ETF Trust is a U.S.-based investment management company known for offering various exchange-traded funds focused on niche and income-generating strategies.

XRPM is not a standard spot XRP ETF. Rather than solely tracking XRP’s market price, Amplify seeks to combine the potential for asset appreciation with monthly income generation, aiming to earn option premiums by selling options on XRP exchange-traded products. The fund’s stated goal is to achieve an annualized option premium income rate of 36%.

As of August 31, XRPM’s largest single holding was the Canary XRP ETF (XRPC), which made up 30.32% of its portfolio value. In addition, XRPM included several options positions relating to XRPC, reflecting the growing sophistication of available ETF-related XRP exposures, beyond direct spot purchases.

Amplify reported that XRPM had a distribution rate of 37.27% as of July 31. However, the company cautioned that these distributions may include a return of capital and are not guaranteed. The fund has continued monthly distributions throughout 2026, including a payout of $0.31380 per share for August.

Mini dictionary: Canary XRP ETF (XRPC): A European exchange-traded fund designed to track the performance of XRP, listed on the DEGIRO trading platform. As a synthetic ETF, it provides investors with exposure to XRP price movements without holding the asset directly.

Institutional flows and market data

Demand for XRP-linked investment products has accelerated in recent months. For the week ending August 28, U.S. spot XRP ETFs received $110.49 million in net inflows, marking their strongest weekly result in 2026. Cumulative inflows reached about $1.66 billion, while total assets held by these funds rose to roughly $1.44 billion.

Coinpaper, a news and analytics platform focusing on digital assets, reported on these record inflows and highlighted the growing adoption of XRP ETFs among institutional investors.

Broader market trends and regulatory note

The recent surge in inflows, combined with the increasing number of ETF structures offering both income and derivative exposure, is expanding options for investors beyond traditional spot XRP products. As these offerings multiply, the market continues to evolve toward a broader spectrum of investment strategies tied to the asset.

XRP traded near $1.39 on Tuesday, recording a 2.2% gain over the previous 24 hours and holding a market capitalization of around $87.5 billion.

No evidence currently indicates the Amplify regulatory filing directly caused XRP’s recent price movement, and the document does not signal new product approvals or launches. Instead, the inclusion of XRP-linked products in longstanding SEC reporting frameworks points to further normalization of cryptocurrency investment options within the traditional asset management ecosystem.

XRPM, an income-focused fund linked to XRP, now operates within the same regulatory and fund-administration regimes as other mainstream ETFs, signaling a shift toward routine integration of digital assets in traditional finance.

For XRP, this trend reflects a gradual but steady move toward mainstream adoption on Wall Street, not just through spot products but now also via funds designed for income generation and enhanced exposure.