Household credit growth in the eurozone remained stable at 3.1% in September.

(1) In the Eurozone, household loans by banks grew by 3.1% year-on-year in September 2026, reaching €7.276 trillion, consistent with August's growth rate and market expectations. (2) The growth rate has remained at 3.1% for the third consecutive month, maintaining the highest level since February 2023. (3) Loans to enterprises also remained stable, with a year-on-year increase of 4.2%, unchanged from August. (4) Meanwhile, the overall private sector credit growth, including loans to households and non-financial enterprises, stayed at 4.3% for the second consecutive month.