New York Late Money Rates from The Wall Street Journal

Key annual interest rates paid to borrow or lend money in U.S. and international markets. Rates below are a guide to general levels but don’t always represent actual transactions.

Thursday, October 15, 2026 Inflation Sept. index Chg From (%) level Aug. '26 Sept. '25 U.S. consumer price index All items 336.940 0.59 3.7 Core 339.287 0.37 2.6 International rates Week 52-Week Latest ago High Low Prime rates U.S. 7.00 7.00 7.25 6.75 Canada 4.45 4.45 4.70 4.45 Japan 2.38 2.38 2.38 1.88

Policy Rates Euro zone 2.65 2.65 2.65 2.15 Switzerland 0.25 0.25 0.50 0.25 Britain 3.75 3.75 4.00 3.75 Australia 4.60 4.60 4.60 3.60 Overnight repurchase U.S. 3.90 3.90 4.30 3.49 U.S. government rates Discount 4.00 4.00 4.25 3.75 Federal funds Target rate 3.75-4.00 3.75-4.00 4.00-4.25 3.50-3.75 High 3.95 3.95 4.20 3.70 Low 3.80 3.80 4.08 3.55 Bid 3.88 3.88 4.10 3.61 Offer 3.89 3.89 4.12 3.63 Treasury bill auction 4 weeks 4.000 3.980 4.030 3.550 13 weeks 4.085 4.050 4.110 3.540 26 weeks 4.200 4.165 4.285 3.475 Other short-term rates Week 52-Week Latest ago High Low Call money 5.75 5.75 6.00 5.50 Commercial paper (AA financial) 90 days n.a. n.a. 4.16 3.57 Secured Overnight Financing Rate (SOFR) 3.88 3.88 4.31 3.50 Value 52-Week Latest Traded High Low DTCC GCF Repo Index Treasury 3.928 66.644 4.316 3.504 MBS 3.929 102.580 4.371 3.517

Weekly survey Latest Week ago Year ago Freddie Mac 30-year fixed 7.40 7.40 6.27 15-year fixed 6.71 6.73 5.52

Notes on data: U.S. prime rate is the base rate on corporate loans posted by at least 70% of the 10 largest U.S. banks, and is effective September 17, 2026. Other prime rates aren’t directly comparable; lending practices vary widely by location; Discount rate is effective September 17, 2026. Secured Overnight Financing Rate is as of October 14, 2026. DTCC GCF Repo Index is Depository Trust & Clearing Corp.'s weighted average for overnight trades in applicable CUSIPs. Value traded is in billions of U.S. dollars.

Sources: Federal Reserve; Bureau of Labor Statistics; DTCC; FactSet; Tullett Prebon Information, Ltd.

(END) Dow Jones Newswires

October 15, 2026 16:36 ET (20:36 GMT)