Qonto launches Qonto Insights platform tracking EU SME cash buffers, AI adoption and late payments
Bitget2026/10/07 08:25Qonto launched Qonto Insights, a free monthly data platform using anonymized SME transactions across France, Germany, Italy, Spain. September data showed EU SMEs held a median 18.5 days cash runway, up 0.4 days; 7.4% hit negative balance. AI tool spending rose to EUR 34.46 on average in September, up EUR 8.02 month-on-month; 16.7% paid for AI subscriptions. Late-paid invoices reached 31.6% in September; average delay widened to 58.6 days; average late invoice value fell to EUR 3,900. Cross-border activity rose to 20.6% of SMEs in September, spanning 154 countries; Germany led at 23.5%. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Qonto SAS published the original content used to generate this news brief on October 07, 2026, and is solely responsible for the information contained therein.
- Qonto launched Qonto Insights, a free monthly data platform using anonymized SME transactions across France, Germany, Italy, Spain.
- September data showed EU SMEs held a median 18.5 days cash runway, up 0.4 days; 7.4% hit negative balance.
- AI tool spending rose to EUR 34.46 on average in September, up EUR 8.02 month-on-month; 16.7% paid for AI subscriptions.
- Late-paid invoices reached 31.6% in September; average delay widened to 58.6 days; average late invoice value fell to EUR 3,900.
- Cross-border activity rose to 20.6% of SMEs in September, spanning 154 countries; Germany led at 23.5%.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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