Quilter says UK house prices stall as mortgage rates climb above 6%
Bitget2026/10/07 07:29Quilter flagged a stalling UK housing market as Lloyds’ September index showed 0.0% annual growth, average home value GBP 298,441. Affordability pressure, weaker confidence, higher borrowing costs seen capping demand, limiting scope for meaningful near-term price growth. Five-year fixed mortgage rates moved back above 6%, tightening borrowing power; monthly repayments viewed as the key constraint for buyers. Budget-related policy uncertainty expected to delay transactions as households wait for clarity on tax, housing measures. Iran-linked geopolitical risk seen sustaining higher energy prices, keeping inflation elevated, complicating interest-rate expectations. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Quilter plc published the original content used to generate this news brief on October 07, 2026, and is solely responsible for the information contained therein.
- Quilter flagged a stalling UK housing market as Lloyds’ September index showed 0.0% annual growth, average home value GBP 298,441.
- Affordability pressure, weaker confidence, higher borrowing costs seen capping demand, limiting scope for meaningful near-term price growth.
- Five-year fixed mortgage rates moved back above 6%, tightening borrowing power; monthly repayments viewed as the key constraint for buyers.
- Budget-related policy uncertainty expected to delay transactions as households wait for clarity on tax, housing measures.
- Iran-linked geopolitical risk seen sustaining higher energy prices, keeping inflation elevated, complicating interest-rate expectations.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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