Rocket Mortgage adopts VantageScore 4.0 as preferred credit model for eligible loans
Bitget2026/09/28 22:57- Rocket Companies unit Rocket Mortgage to default to VantageScore 4.0 for all eligible loans in Q4 2026.
- Shift covers mortgages delivered to Fannie Mae, Freddie Mac, VA loans, along with other eligible mortgages.
- Four-month test indicated more borrowers qualified, credit scoring costs fell; average closing savings was $1,600 for those who saved.
- Rocket Pro to provide both VantageScore and FICO scores to mortgage brokers; some products will keep using FICO.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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