XRP Founder Drops A Bombshell Warning on Ripple (XRP)

A decision made years ago by one of XRP’s most recognizable figures has resurfaced as a fresh talking point for cryptocurrency investors.

Crypto commentator Crypto X AiMan, in a tweet, highlighted remarks from Ripple’s former Chief Technology Officer David Schwartz, who acknowledged selling XRP at approximately $0.10 and Ethereum at around $1 before both assets experienced substantial price appreciation.

Using Schwartz’s reflections as the foundation of the discussion, Crypto X AiMan presents the comments as a reminder that even industry veterans have found it difficult to judge how far digital assets could ultimately climb. He suggests the experience offers valuable perspective for investors weighing whether to secure profits or remain invested for the long term.

🚨XRP Founder Drops A BOMBSHELL WARNING on Ripple XRP!!!🚨

The Founder of XRP, David Schwartz, spoke about why he regrets selling his XRP at $0.10 and Ethereum at $1 — and how there could still be massive upside for Crypto and XRP!

If you own ANY $XRP, you NEED to see this!👁…

— Crypto X AiMan (@CryptoXAiMan) July 25, 2026

Schwartz Explains His Conservative Approach

The video references exchanges between Schwartz and members of the XRP community on X, where he explained the reasoning behind those decisions. Schwartz said that if he had genuinely believed Ethereum had even a 1% chance of reaching $2,000, he would not have sold it for $1. However, he added that he was not convinced those odds existed at the time.

Schwartz also revealed that he no longer owns a significant amount of XRP. He explained that he has intentionally reduced most of his direct cryptocurrency exposure because he prefers lower-risk investments.

While acknowledging that cryptocurrencies could still represent a once-in-a-generation wealth-building opportunity, he said he is comfortable accepting the possibility of missing additional gains in exchange for greater financial stability. He also noted that his Ripple stock provides him with enough exposure to the company’s future.

The Video’s Main Takeaway for XRP Holders

Crypto X AiMan presents Schwartz’s experience as evidence that selling too early can become one of the biggest mistakes investors make. He maintains that Schwartz’s decisions demonstrate how difficult it is to recognize the full potential of an asset while its long-term future remains uncertain.

The video also revisits another response from Schwartz, in which he acknowledged regretting the sales despite previously agreeing with his wife to sell portions of his holdings whenever they reached new all-time highs. Schwartz reiterated that he has always been uncomfortable with risk and accepted that his cautious investment style likely prevented him from accumulating even greater wealth.

Building on those comments, Crypto X AiMan encourages investors to remain patient with their long-term holdings instead of exiting positions too early. He suggests that many market participants underestimate how high assets such as XRP could eventually climb and believes patience may prove more rewarding than attempting to capture short-term gains.