finbold.com 
$XRP price is once again on a downward trend after last week’s brief stay above $1.1, and Finbold’s AI Agent finds that a reversal is not very likely in July.
Namely, our machine learning algorithm projects an average $XRP price of $1.06 on August 1, 2026 – a further 1.72% drop from the current price of $1.08.
$XRP price prediction for August 1, 2026. Source: Finbold
AI sets $XRP price for August 1
The price was generated by combining the predictions from four leading large language models, which used historical patterns and technical indicators in their analysis, including the Moving Average Convergence Divergence (MACD), the Relative Strength Index (RSI), and the 50-day Moving Average (MA).
While bearish on average, the price target still revealed a split in market expectations, as one model remained optimistic.
Specifically, ChatGPT-5.2 was the only one forecasting upside, predicting that $XRP could rise 3.8% to $1.12. In contrast, DeepSeek Chat, Gemini 3 Flash, and Grok 4.1 expect $XRP to experience modest declines, with predictions ranging from $1.03 to $1.05, the lowest end suggesting a 4.6% drop.
AI predicts
$XRP price on August 1, 2026. Source: Finbold
$XRP price outlook
Overall, $XRP’s short-term outlook remains uncertain as tensions in Iran are once again escalating and $XRP ETF outflows continue to generate selling pressure. What’s more, a drastic drop (97% in just two weeks) in large whale transactions on the $XRP Ledger (XRPL) is now signaling reduced demand for the crypto asset, which could point to a consolidation phase.
At press time, July 13, the token’s 24-hour decline tracked that of Bitcoin (BTC), which reacted quickly to crude oil prices surging more than 5% over the same period, reigniting concerns about inflation and raising expectations that the U.S. Federal Reserve could keep interest rates higher for longer. Our machine learning algorithm, however, sees Bitcoin going up over the next two weeks.
From a technical viewpoint, the most notable is the fact that $XRP is again below the key $1.10 support level and is now testing support around $1.07, near the 78.6% Fibonacci retracement level. Its RSI, incorporated in the price prediction above, sits at 43, indicating bearish momentum without yet reaching oversold conditions.
Is $XRP expected to reach record high prices after breakout? The $1.07 level appears critical in determining $XRP’s next move. Holding above it could allow the token to stabilize within a $1.07-$1.10 trading range. However, a decisive daily close below $1.07 could accelerate losses toward the yearly low near $1.01 or below.
Featured image via Shutterstock
