JustLend DAO launches SBM V2, creating a new risk-isolated lending architecture

ChainCatcher reports that JustLend DAO has officially launched SBM V2 (Supply and Borrowing Market V2), introducing an innovative independent collateralized lending protocol that adopts a dual-layer structure of Vaults and Markets, and incorporates an adaptive curve interest rate model.

In the new architecture, Vaults are responsible for aggregating liquidity, while Markets support independent lending and bear their own risk exposure, enabling risk isolation; borrowing rates are dynamically adjusted according to capital utilization, and each Market operates independently, effectively preventing the spread of risk across Markets.

This upgrade significantly enhances the protocol's risk management capabilities and capital efficiency, further strengthening security and flexibility in independent multi-asset lending scenarios.