Anchorage launches Agentic Banking to provide compliant fund access for AI

According to Odaily, Anchorage Digital co-founder Nathan McCauley announced on the X platform the launch of Agentic Banking, aimed at providing AI systems with compliant and governable access to funds. This includes identity authentication, policy control, and settlement capabilities across both crypto and traditional financial systems, enabling AI to participate directly in economic activities within a regulated framework. This system leverages its US federal chartered crypto bank qualification to offer a compliant "execution layer," ensuring transactions have access control, real-time risk management, and auditability.

Nathan McCauley further pointed out that the financial system is entering the "era of autonomy," with AI shifting from an auxiliary decision-making tool to an entity capable of independently executing tasks, such as performing workflows, engaging in negotiations, and representing institutions in operations. The current financial system is not yet prepared for "non-human participants" and lacks identity systems for AI, policy execution mechanisms, and compliant access to funds, forcing institutions to compromise between automation and risk.

Anchorage previously partnered with Google Cloud, with the latter building the "intelligence layer" to support discovery, collaboration, and decision-making among AI agents, while Anchorage handles fund execution and settlement. This partnership promotes moving institutional digital asset infrastructure to the cloud, integrating custody, key management, trade governance, and staking capabilities, helping financial institutions embed stablecoins and digital assets into their products.