The monthly active user growth rate of cryptocurrencies in Latin America is three times that of the United States, with stablecoins becoming the core driving force.

ChainCatcher News, according to the annual report from Argentine crypto exchange Lemon, in 2025, the monthly active user growth rate in Latin America will be three times that of the United States, with the region's total annual digital asset inflow exceeding $730 billions, a year-on-year increase of over 60%, accounting for 10% of the global total.

There is significant differentiation within the region: Brazil leads in capital scale with inflows exceeding $318.8 billions, an annual growth rate of nearly 250%, mainly driven by institutional trading and the integration of local payment systems; Argentina ranks first in per capita monthly active user ratio, with a penetration rate reaching 12% of the total population, accounting for more than a quarter of the region's activity.

The report points out that users in high-inflation economies such as Argentina and Venezuela tend to use crypto assets as a store of value, and USDT has become widely used in daily transactions in Venezuela; in more stable markets such as Peru and Colombia, the focus is more on financial returns. Stablecoins are seen as the most critical factor driving regional adoption and are expected to continue rapid growth in 2025.