EY says wallets will become the core interface of global finance

EY Digital Assets leaders Mark Nichols and Rebecca Carvatt stated that wallets are no longer just crypto tools, but have become the primary strategic interface for the next generation of global finance. They believe that wallet infrastructure, rather than just tokenization, will determine the market winners. Although tokenization is reshaping the infrastructure of financial markets, the real transformation lies in capital efficiency and programmable transaction chains. As regulation gradually improves and wallet adoption accelerates, EY emphasizes that financial enterprises need to take action as soon as possible.