ING Expands Access to Crypto Products for Retail Clients in Germany
ING’s retail division in Germany opened access for private investors to exchange-traded products based on Bitcoin, Ethereum, Solana, and other digital assets.
ING Germany, the country’s retail bank and a division of the Dutch financial group ING Group, expanded its range of crypto-based investment instruments available via the ING Direct Depot custodial platform.
The bank began offering retail investors crypto ETPs from Bitwise and crypto ETNs from VanEck, allowing exposure to digital assets without direct ownership of cryptocurrencies. These new products complement existing offerings from 21Shares, WisdomTree, and BlackRock, strengthening the bank’s presence in the regulated crypto investment segment for retail clients.
Starting February 2026, ING Germany clients can purchase Bitwise cryptocurrency ETPs commission-free with a minimum order volume of €1,000. For smaller transactions, a fixed fee of around €4 applies. The products are also available through investment plans with no execution fees. The main focus is on the Bitwise Core Bitcoin ETP, Bitwise MSCI Digital Assets Select 20 ETP, and Bitwise Physical Ethereum ETP, while the offering covers the full Bitwise product range on the Xetra Deutsche Börse platform.
At the same time, ING Germany launched trading in VanEck crypto ETNs linked to Bitcoin, Ethereum, Solana, Algorand, Avalanche, Chainlink, Polkadot, and Polygon, as well as two ETNs tracking the performance of multiple digital assets. In total, ING offers ten VanEck ETNs, targeting both individual blockchain projects and diversified crypto indices. Transactions in VanEck ETNs are also commission-free for volumes from €1,000, and investment plans are executed without fees.
All available products are physically backed, traded on regulated exchanges, and integrated into standard brokerage accounts. Clients aren’t required to manage crypto wallets or store private keys themselves.
German banks continue to steadily expand the range of crypto services available to their clients. For example, Dwpbank launched BTC trading back in 2023, Landesbank Baden-Württemberg has been offering digital asset custody services since 2024, Deutsche Bank is testing tokenization and providing access to crypto operations via IBAN, and in 2025, more than 700 banks in Germany gained access to a legal and secure crypto infrastructure through the cooperation of DZ BANK Group with Boerse Stuttgart Digital.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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