XRP drops 30% in three months, is it time to worry?

According to CoinWorld, over the past three months, the price of XRP has dropped by 30%, and over the past six months, it has fallen by 41%. This is mainly due to the overall downturn in the cryptocurrency market following the flash crash in October. Despite the price decline, the value of XRP stablecoins on the XRP Ledger has nearly doubled, rising from $208 million at the end of October 2025 to $407 million on January 26. Regulatory progress remains positive, as Ripple received approval from the Dubai Financial Services Authority (DFSA) at the beginning of 2026 to conduct regulated cryptocurrency payment business in Dubai, and expanded its payment coverage in the East 8th District in December 2025.