Bank of America: The U.S. banking industry is moving towards an on-chain future

AIcoin2025/12/16 09:16

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Bank of America pointed out that faster US stablecoin and charter regulations are bringing cryptocurrencies into the regulated banking system, driving banks toward an on-chain future. As the OCC grants conditional national trust bank charters to five digital asset companies, US cryptocurrency rulemaking will accelerate. Bank of America expects the FDIC and Federal Reserve to follow up with stablecoin capital, liquidity, and approval rules based on the GENIUS Act. The report suggests that banks should embrace blockchain, citing JPMorgan and DBS's tokenized deposit pilots on both public and permissioned blockchains.

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华尔街见闻•2026/11/12 15:31