MoonPay moves beyond onramps with merchant payments
MoonPay is leveraging its consumer brand to conquer the other side of the equation, building the tools for businesses to seamlessly accept and utilize digital asset revenue at scale.
- MoonPay launched MoonPay Commerce, a new merchant-focused platform built on Helio’s technology.
- The platform supports features like crypto checkouts, deposits, and subscriptions, allowing merchants to settle in either digital assets or fiat.
- Integrations include Solana Pay on Shopify and tools for developers to build custom on-chain payment flows via APIs and SDKs.
According to a press release shared with crypto.news on Oct. 16, MoonPay has officially launched MoonPay Commerce, a new platform that marks its strategic pivot from servicing primarily consumers to empowering merchants.
The service is built on the technology of Helio, a crypto payments startup MoonPay acquired earlier this year, and immediately inherits a user base of over 6,000 developers and enterprises, including pivotal integrations like Solana Pay on Shopify. Notably, the move brings Helio’s operations under the MoonPay brand, creating a unified front for business-to-business crypto payments.
MoonPay’s push into merchant-grade infrastructure
MoonPay Commerce is designed to make crypto transactions as simple as traditional online payments. Per the statement, users can set up checkouts, subscriptions, or deposits within minutes using a unified dashboard that tracks payments in real time.
The goal is to give businesses full control over how they accept and manage digital assets, from configuring branded payment experiences to choosing whether to settle in crypto or convert directly into fiat currencies like USD or EUR.
A key feature for user onboarding is ‘Crypto Deposits,’ which lets customers move supported tokens into an app, a function critical for iGaming, trading platforms , and embedded wallets.
Perhaps most strategically, the “Pay with Card” option allows businesses to accept payments from customers who don’t hold crypto, with the merchant still receiving the settlement in digital assets, effectively using MoonPay as a silent intermediary.
MoonPay said the platform offers a multipronged approach, providing different integration paths tailored to specific operational needs. For developers looking to embed crypto functionality directly into their applications, the platform provides APIs, SDKs, and webhooks to build custom on-chain checkout flows for complex environments such as marketplaces and trading terminals.
Beyond simple transactions, MoonPay’s toolkit hints at a broader vision for web3 commerce. This includes the ability to split payments across multiple wallets, create token-gated memberships linked to Discord or Telegram, and run timed sales with countdowns.
These features can push businesses into the heart of community engagement and digital marketing, allowing them to build deeper, more interactive relationships with their customers.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Wall Street giants collectively raise rate hike forecasts, US Treasury futures continue to fall, gold drops over 1% to break 4000
After the US October CPI exceeded expectations, Goldman Sachs and Nomura added a forecast for an interest rate hike in March next year, while Deutsche Bank included a forecast for a rate hike in January next year. Currently, the market has fully priced in a 25 basis point rate hike in December, with a 13% probability for a 50 basis point hike. On Wednesday, the US Treasury spot market was closed, but Treasury futures continued to fall, with corresponding yields rising by about 2 to 4 basis points, and spot gold came under pressure, dropping by 1.1%.
No Need to Worry About the Cooling Down of AI Data Center Construction? The US Import Boom Is Unlikely to Subside in the Short Term, Real Impact May Come in 2029
It takes an average of 4.8 years from finalizing investment to starting construction of a data center project, and an additional 2.6 years from construction start to becoming operational. Servers usually cannot be installed until after the building structure and racks are completed. For trade partners such as Taiwan (China), South Korea, and Mexico who rely on US data center supply chain demand, the inertia in construction timelines provides at least a one- to two-year buffer for future exports.
Federal Reserve Major Debate: When Should the Tenure of “Number Three” Williams End?
The main point of contention is whether Williams should step down in June 2028, upon completing a full 10-year term, or in June 2027, when he reaches the mandatory retirement age of 65. Analysts point out that the Federal Reserve Board holds ultimate discretion; if he leaves early, Fed Chair Waller would be able to assert greater control over the appointment to this critical position. However, forcing Williams to shorten his term could easily be interpreted as political manipulation. Williams himself is expected to serve until June 2028.
Crypto prices
More
