YZi Labs leads $50 million funding round for programmable payment network Better Payment Network (BPN)

ChainCatcher reported that YZi Labs announced it has led a $50 million funding round for Better Payment Network (BPN). BPN is a programmable payment network designed for the multi-stablecoin era.

This investment aligns with YZi Labs' philosophy of supporting the next generation of global financial infrastructure—placing stablecoins at the core, natively built on high-performance chains, and adopting a hybrid (CeDeFi) architecture to balance efficiency, programmability, and compliance. Traditional fintech platforms rely on capital-intensive pre-funding models, forcing trillions of dollars to remain idle in local accounts to maintain payment liquidity. BPN's CeDeFi dual-track system addresses this issue by enabling real-time minting, exchange, and burning of stablecoins across jurisdictions, thereby unlocking previously locked funds.

BPN is natively built on BNB Chain and aims to provide instant, low-cost, and compliant cross-border settlements, with settlement times of 3-4 hours compared to the traditional 1-2 days, and an average cost of about 30 basis points, which is significantly lower than the approximately 2% cost of traditional foreign exchange channels.