Trump Authorizes Cryptocurrencies and Private Equity in 401(k) Plans
- Cryptocurrencies May Be Integrated into 401(k) Retirement Accounts
- Executive order aims to loosen Department of Labor rules
- Focus on digital assets and private equity for retirement
US President Donald Trump will sign this Thursday An executive order authorizing the Department of Labor to allow the use of cryptocurrencies, private equity, and other alternative assets in 401(k) retirement plans. The measure also involves the Securities and Exchange Commission (SEC), which is expected to collaborate to expand access to these financial products.
The order directs Secretary of Labor Lori Chavez-DeRemer to review the Employee Retirement Income Security Act (ERISA) guidelines. The goal is to work with other federal agencies, such as the Treasury Department, to implement regulatory changes that would allow the inclusion of cryptoassets in retirement accounts.
The SEC has been directed to consider ways to facilitate 401(k) investors' access to assets such as Bitcoin ETFs and other cryptocurrency-related products. The new guidance could directly impact the approximately $12,5 trillion currently allocated to defined contribution plans.
This initiative marks the current administration's most decisive move toward integrating digital assets into pension policy. In May, the Department of Labor had already reversed a previous administration directive that limited access to crypto in 401(k) plans, criticizing the previous approach for favoring restrictions without sound justification.
Companies in the sector have been pushing for changes in this regard. Fidelity, for example, was the first to allow bitcoin in corporate retirement plans, back in 2022. This new measure meets growing demand, despite challenges related to the volatility, valuation, and custody of digital assets.
With the signing of the decree, retirement funds are expected to begin evaluating the inclusion of cryptocurrencies among the options offered to participants, provided they meet security and compliance requirements. The decision expands the institutional reach of the crypto sector in the United States, with official backing from the federal government.
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
How much CPO demand will Nvidia Rubin Ultra generate? Bernstein: Optical value per Pod will increase fivefold
Bernstein believes that the co-packaged optics (CPO) and fiber demand driven by Nvidia's Rubin Ultra architecture will surge significantly, with the optical content per Pod rising from $1 million to $5.4 million. This will propel the size of Nvidia's optical ecosystem market to $46.8 billion by 2028 (a 91% annual increase). Although the industry faces supply bottlenecks with InP substrates, the outlook remains positive. The institution reiterates its “outperform” rating for Lumentum, Coherent, and Ciena.
UBS Q3 implements a two-way strategy with gold options, heavily invests in technology stocks, and builds positions in SK Hynix (SKHY.US)
UBS Group (UBS.US) has submitted its Q3 holdings report (13F) as of September 30, 2026.
SpaceX (SPCX.US) reportedly attempts “de-Nvidiaization” at the rack level: developing Kessel cabinets to bypass L6 compute boards, purchasing only chips
SemiAnalysis: SpaceX has developed its own Kessel cabinet, bypassing Nvidia's L6 cards to provide more options for manufacturing its own hardware.
$3.7 billion “data center power equipment prepayments” abandoned! What did "the most active buyer of gas turbines", SoftBank, see?
In the second quarter of fiscal year 2026, SoftBank reported a net loss of $7.1 billion, primarily due to a $3.7 billion impairment charge from a $9.5 billion advance payment for power generation equipment for US data centers—of which about $2.9 billion was non-refundable and effectively lost. The CFO admitted that SoftBank placed orders before the project plan was finalized, and is now conducting a comprehensive review of its procurement strategy. "The most aggressive purchaser of gas turbines has now written off the deposit in this way."
Crypto prices
More
